The Wentworth Legacy – Chapter 6

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Emma came home Saturday afternoon. Paul Conley met her at the Oyster Bay railroad station. She could not wait to get home and see her brother, whom she had not seen for three years. The moment Paul parked the motor car in front of the house, she did not even wait for Paul to open the car. She came bouncing out to get in the house.

“Where is he? Where is Mr. Spencer?” she asked Mr. Yates excitedly as he opened the front door. Mr. Yates did not even have to tell her. They heard him running down the stairs, and as soon as he got down the hallway, the two siblings hugged each other.

“Let me look at you. You have grown up to be a beautiful lady,” Spencer said. Emma blushed. She was tall, slim, and fashionable. Her blond hair was cut short, and she was wearing an ankle-length peach dress that seemed to swing with her as she moved. She had matching shoes to go with her outfit.

“What about you? You don’t look so bad. You look dashing,” Emma said. “How was Europe? I bet you had a marvelous time.”

“Yes, I did, but I missed you and your antics.”

“Well, I missed you too.”

They saw the footman with her suitcases. Emma said, “John, you can take them to my room.”

“Yes, ma’am.”

“Thank you.”

Spencer went toward the drawing room, and Emma followed him. “Where is everyone?” Emma asked Spencer.

“Mother went out to play bridge, and Father went to see Alistair Prescott,” Spencer said.

“Talking of Alistair Prescott, did you find out why they want you home,” Emma asked.

“Sure I did. You will not believe when I tell you what happened.”

“What was it?” Emma was curious.

“Let me get us a drink first, then I’ll tell you.” Spencer went to the sideboard and poured himself a Scotch. He turned to Emma.

“I’ll have one too,” Emma said. Spencer poured one for her. They brought their drinks towards the settee by the fireplace.

“Cheers,” Spencer said and raised his glass.

“Welcome home,” Emma raised her glass. “So what happened? I’m listening.”

They sat opposite each other, and Spencer narrated everything that happened the night after he got home. When he was finished, Emma looked pensive. She thought of how Spencer must have felt with that enormous wealth and the burden attached to it. She loved her brother very much. They were always close since they were little. Finally, she said, “So you really have to learn the business? What a challenge that must be since you don’t have a clue what you are going to do.”

“Exactly. I have to learn everything about the business. It’s the reason why I want to start at the bottom. Maybe I am wrong, but that is how I feel. I don’t want to go to the bank and take over when I have no clue what is going on. It’s not fair to everyone and not fair to me. How can I talk intelligently if I don’t know what I’m talking about? It is not right. It will not make any sense, and the employees will know it, and they will talk behind my back. No, it is not going to happen. I want to know everything about banking.”

“That was smart of you. What did Father think of the idea?”

“He and Alistair were flabbergasted, but I insisted, so I start Monday from the bottom. I’ll join the rank and file.”

“Good for you. I wish I could work, but I have to finish college first. I have another year, and then I will join the work force,” Emma said.

Before the Nineteenth Amendment took effect, women were still considered second-class citizens, denied the right to vote, and confined mainly to careers as wives and mothers. After the Nineteenth Amendment was ratified on August 18, 1920, they not only joined men in the voting booth but with their emancipation, women would overnight set startling new standards in fashion and behavior. Their styles changed from clothes that went down to their ankles and long hair all pinned up to short skirts and short “bobbed” haircuts.

“You do not have to work. You’ll have plenty of money,” Spencer said.

“That is not the point. I want to work. Women have to be independent.”

Spencer whistled. “You’ll be independently wealthy after the probate. Since when did this transformation come about?” he asked.

“The whole world is changing. Women are making contributions, and I want to be a part of it. I don’t intend to be a trophy lady sitting at home waiting for my man to give me everything I need. That is not for me.”

Spencer looked at his sister with admiration. “Wow! You’re someone to reckon with. I do admire your courage.”

“Thank you.”

Spencer finished his drink and got up from the settee.

“Anyway, I’m going riding. Would you care to join me, or are you too tired from your trip?”

“Oh no. Give me half an hour to change, and I’ll go with you. We can race to the playhouse.”

“You’re incorrigible.” Spencer laughed. His sister had not changed one bit, always challenging him. “OK, half an hour. I’ll change too. See you at the stable.

Emma ran upstairs, and Spencer rang the house bell. Mr. Yates appeared.

“Yates, I’m going riding with Miss Emma. Can you tell the groom to get our horses ready in half an hour?”

“Yes, Mr. Spencer. Right away.”

“Thank you, Yates.”

“You’re welcome, sir.” Mr. Yates went towards the servant’s quarter in the back, and Spencer went upstairs to change.

The following day, Mr. Yates packed some clothes for Spencer to go to the city and stay at their Fifth Avenue place since he would now be working at Wentworth Bank. He could always go back to Long Island on weekends if he wanted to. His parents would be staying at Wentworth Hall until the end of September as usual unless they were traveling. They would move back to the city from October 1 to the end of March.

His work week would be a long day since he intended to learn everything he could as he plunged ahead and so staying in the city made more sense. It would be a totally different lifestyle for him from now on, a sudden change from the carefree life he was engaged in while abroad. Now he had the enormous responsibility. For a young man who was not even thirty, he was faced with the big realization that he had to work harder than most men his age. Not that he needed to, but he had to even with his vast wealth. More so now because of his legacy. He could certainly leave everything to his father’s employees and let them run the whole thing, but he believed that was not what his grandfather desired. He wanted a young heir to perpetuate his legacy, and if his grandfather believed in his ability, he had every intention to prove that his grandfather was right.

He had to honor and protect the legacy that his grandfather handed to him. He had a duty to work diligently and protect his wealth. It came with a big responsibility that would weigh on his shoulder all his life. Since the night he was told he inherited the vast fortune from his grandfather, it had been on his mind. It kept him awake all night, thinking what he wanted to do and how to tackle this responsibility head-on. Nothing prepared him for this unexpected turn of events. His carefree life abroad certainly did not. He had a lot of learning to do. Can he do it? He would try his best to prove to himself that he could. Not just to his parents, but more importantly, to himself.

Smartly clad in his Savile Row suit that he bought in and brought from England, a starched white shirt, and regimental tie, Spencer went to see George at the executive office of Wentworth Bank on Monday morning his first day at work. His Savile Row suit was stylishly cut and handmade with perfect tailoring. They betrayed who he was, a wealthy young man. He was the quintessence of sartorial elegance. He disliked anything shoddy, and his weakness for fine clothes was one of his few indulgences that he cultivated while abroad. That he could not change nor wanted to change. It defined who he was. He always believed that a good impression made a vast difference in how his future employees would perceive him. Clothes always make a man and one can always tell who you are by your clothes.

They rode down the elevator to see Tom Cartwright, the branch manager of the Fifth Avenue branch. Tom Cartwright saw them as they entered the bank. Tom was not expecting them, and he was wondering why a sudden visit from George Wentworth, the bank president, and who was this tall, young, good-looking fellow with him? Tom ushered them into his office. It was a small office with just the essential furniture, two chairs for clients, a desk and a chair for Tom, a bookcase, and a console table.

As soon as they entered the office, Tom closed the door. “What can I do for both of you?” Tom said and looked at Spencer. George read his mind and introduced Spencer.

“Tom, meet my son. His name is Spencer,” George said. Tom was taken aback and didn’t know what to say. George turned to Spencer. “Spencer, I want you to meet Tom Cartwright, our branch manager.”

Spencer smiled and extended his hand. “Hello, Mr. Cartwright. Glad to meet you.”

“Nice to meet you too, Spencer.” Tom noticed the firm handshake, a good sign. This kid was brought up properly, he thought. He didn’t know George had a son, but he was pretty new to the bank and had only been there for two years. He had never seen him before, nor could he remember an instance when George ever mentioned a son.

“I didn’t know you had a son. Where was he hiding all this time?” Tom jokingly said to George.

“He was abroad.”

“I see.”

Tom motioned to the chairs. “Have a seat.” George and Spencer both sat in the leather armchair in front of Tom’s desk. Tom waited. He still was not sure what this was all about. The kid probably wanted his job. However, he was too young to take his place. He hoped not, but you would never know. He began to wonder. After all, he was the son and heir to the boss.

“You are probably wondering why we are here,” George interrupted Tom’s trend of thoughts. “Spencer just came back from Europe a week ago, and I have decided to put him to work. I thought I could find a place for him in the bank.” He paused and waited for Tom’s reaction.

“Welcome aboard,” Tom said. He presumed Spencer would be working at the corporate office, and he probably had to report to Spencer.

George glanced at Spencer, who smiled. Spencer did not say a word. George continued, “He does not want to work at the corporate office.”

Tom was suddenly curious. “No? Why not? Where does he want to work?”

“Here,” George said and turned to Spencer. “You tell him.”

Spencer nodded. “Mr. Cartwright, I want to start at the bottom. I have no experience in banking or anywhere else, for that matter. I need some kind of experience. I want to understand how the bank works thoroughly. I want to be a teller.”

Tom’s jaw dropped. He could not help staring at Spencer. “Holy smoke! Why? Why would you want to do that? Most young men wanted to start at the top. You want to start at the bottom?”

“You might think I’m crazy. But I need to start somewhere. As I said, I don’t have any experience. None whatsoever. I’m not afraid nor ashamed to start at the bottom. It’s just temporary until I learn the basics,” Spencer said matter-of-factly.

“I’m sure you have a college degree from one of the top colleges.” Tom didn’t know which Ivy League school Spencer went to.

“I have. I went to Harvard.” Spencer looked at his father, but George let him do the talking.

“So there you are,” Tom said.

“It’s not that simple.”

“What do they teach at Harvard?”

“They teach a lot of business theories, but I still need actual business experience. I want to learn the whole banking system. There is something to be said about hands-on experience. No books can duplicate that. I have to start somewhere, and the most practical thing is to start from scratch. Like a kid learning to read, you learn your ABCs first, and that’s what I want to do.”

Tom scratched his head. He did not know what to make of this young man. From how he looks, he could be the president of this company right now or sit on the board, and no one would question it. After all, he was the grandson of the bank’s founder and the heir to the president. But here he was in front of him, applying for a teller’s job. He was totally dumbfounded. This was unheard of.

“Are you sure you want to do this?” Tom asked Spencer, then looked at George.

“I said the same thing. Our attorney said the same thing. He was adamant,” George said.

“Really, sir, I want to do this. It’s rather unorthodox, but here’s what I propose. I’ll work as a teller for a month. Maybe a month and a half. Then I can move to the next step, which I told my father. I can go to the loan department next and be a loan officer. That way, I can learn all the rules and workings of giving out a loan. Once I figure everything, I can move to the accounting department and see how that department works. This way, I can see the whole process, and then I can figure out what works and what does not work. I can observe and make the necessary recommendations.”

“I see your point. I understand what you want to accomplish. If you feel comfortable doing the work of a teller, more power to you. I’m more than happy to put you on the floor. I give you a lot of credit.” Tom turned to George and said, “You have raised a fine young man.”

“Thank you. I’m sure the set-up will work fine for him and us,” George said. He stood, shook hands with Tom, and left to go to the executive office upstairs and let Tom handle Spencer.

And so it began. Tom took Spencer to the floor. All eyes were on Spencer, and he felt a bit uncomfortable. He did not know what to expect. Tom introduced him to the head teller, David Brennan. David, a red-haired son of an Irish immigrant, was a year younger than Spencer and had been with the bank for a couple of years. Tom hired David after he started as a branch manager.

“David, I want you to meet Spencer Wentworth,” Tom said.

David knotted his brow. “Wentworth? Any relation to the bank?” David asked.

“Yes, he is the son of George Wentworth, our president,” Tom said.

“Oh my! Glad to meet you,” David said and offered his hand.

“Nice meeting you too,” Spencer said and shook hands.

“What can I do for you, Spencer?” David asked.

Spencer looked at Tom, who said, “He will start working with us starting today.”

David’s jaw dropped. “You mean here, not upstairs.”

Spencer nodded. Tom said, “He wants to be a teller.”

“A teller?” David gave Spencer a questioning look. “I’ll be darned.”

“Never mind that. Just show him how things work here and see that he learns everything,” Tom said.

“OK, boss. No problem.”

Tom left them and went back to his office.

“Follow me,” David said, and they went to the back office where there was a working table. David picked up a deposit ticket and showed Spencer how to handle the deposit. Then he showed his new student how to count money, reconcile the daily receipt, and talk to customers. Spencer took few notes, listened carefully, and paid close attention while David Brennan explained everything on what had to be done from the time you start the day until you close at night.

“Any questions,” David asked after the lecture.

“I’m sure I can handle it. Easy enough. I have to practice counting the bill faster. Is there a trick to that?” Spencer asked.

“Yes, make sure everything is in the same direction. It’s easier that way.”

“Good to know. Thank you very much,” Spencer said.

“You’re welcome. By the way, can I ask you a stupid question if you don’t mind?” David said.


“Why are you doing this? Your father is the president of the bank. You can just work with him, not here,” David said.

“I have my reason, and people will never understand it. I have no business experience whatsoever, and I want to learn everything there is to learn about the banking industry. From soup to nuts. Does that make sense?” Spencer said.

David thought about it for a moment and nodded his head. “I guess so.”

“I want a feel of the place so I can make recommendations to my father,” Spencer said.

“Well, if you need anything, just let me know. Welcome aboard. I’m happy to have you around.”

“Thanks. I do appreciate it,” Spencer said. He likes David.

“Shall we go on the floor? I want you to watch me all morning, and then you can officially be on the window this afternoon. How’s that?”

“Good idea.”

They went to the floor, and Spencer stationed himself behind David while David was taking the customer’s deposit, and in the afternoon, Spencer began his job as a teller. The day went by quickly, and by the end of the day, he was confident enough to process the day’s transactions. By Friday, he knew what was going on the floor and took notes mentally to report to his father by the weekend.

Spencer took to the job like fish to water. He got along very well with everyone on the floor with his easy-going ways, but he did not want to be too familiar with everyone. Spencer, who learned fast, was a great role model for his co-employees. He worked hard and wanted to know everything. He was pleasant and polite and greeted the customers with that winning smile that won the hearts of their customers. He was very friendly with everyone, but there was a social divide between him and most employees. His co-employees knew who he was, and they respected him. They treated him the same way as everyone, yet they knew he was different from everyone else on the floor. The ways and habits of the people below his social strata were so different than the way he was brought up, but he tried to take it in stride. He realized that someday he would take the helm of the company, and so he had to keep his distance but still remained friendly to gain their respect.

Having a Wentworth on the tellers’ floor was unheard of, and the employees loved it. The customers loved it. Spencer was a sensation. With his good looks and easy smile, he gained the customers’ confidence, and female customers flocked to the bank when they heard about the new teller. Wives of owners of small businesses urged their husbands to transfer their accounts to Wentworth Bank. George was very pleased, and so was Tom Cartwright.

Spencer did not just learn the job. He observed and made notes on where they could improve. He saw there were only two tellers at one time, and the line was getting longer.

“We have to install more tellers to service the customers,” he told his father one day.

“But that would cost the bank more money to hire more employees,” George said.

“But look at what it would create—better service for the customer and less wait on line. When people spread the excellent service we provide, they will tell their friends. Word will spread out, and we will gain more business. We shall also have someone greet our customers when they enter the bank and answer questions.”

“Let me bring this up with Tom. I see the merit of your suggestions. I’m sure he’ll agree with me.”

By the time he left the floor and moved to the loan department, Tom had hired two more tellers and a receptionist to sit near the front door to greet customers. Tom was very pleased with the improvement because, as Spencer predicted, the business improved significantly with word of mouth, spreading the excellent service Wentworth Bank provided their customers. When it was time for him to leave the branch, his co-workers on the floor were sad to see him go when he transferred to the loan department.

Spencer worked as a teller for just over a month. Then he transferred to the Loan Department under Albert Johnson, the Loan Department head. He was given a desk, not a private office. It was a little disturbing for some loan processors to have the son of the bank’s president working with them. But Spencer proved to be an excellent addition to the department.

“I advise you to come to training with us,” Albert Johnson told Spencer the following day after starting at the Loan Department.

“Absolutely. I’d love to go.”

“We’ll have it at the conference room every morning the next three days. We’ll go over the various forms and different guidelines.”

“That would be wonderful. I’ll be there. Will they teach us how to fill up the various forms?”


“That’s great.”

So he went to training with the other loan officers the following day. He asked questions when he thought he did not understand something. He practiced filling up forms following all the guidelines. He learned about all kinds of fees and loan to assets ratios and interest rates and different types of loans. It was like going to class in Finance 101, but this was hands-on. He found every aspect of loan processing very interesting, from the time they received the application form to the final approval by the loan officer. He also found out that it took a couple of weeks to get a loan approved. That should not be the case. He observed why it was taking so long to process a loan. It should be done in a week. He made notes and submitted them to his father.

“There should be a checklist of what the bank needs when someone applies for a loan. This way, when we get the paperwork, it was just a matter of checking them and running the numbers. The process should move from the application to the underwriting and final approval in a week,” Spencer told his father.

“So why do you think it took so long?” George asked.

“There was so much time wasted between each process. All applications received in the morning should be processed by the end of the day and go to the next process the next day. I saw some applications sitting on the loan processor’s desk for several days. It should not be that way.”

“There must be a reason why it was sitting there for so long,” George said.

“I don’t see any except employees spending too much time socializing. I’ve been observing everyone each day.”

“Do you think that’s a good idea? You, watching every move they make.”

“If we have to make money, we have to be efficient.”

“Maybe the volume of loan applications has increased.” George tried to reason out. He was uncomfortable making drastic changes in the department.

“If that’s the case, we have to hire more people to handle the increase in the volume of loan applications or let the loan department personnel stay late.”

Spencer wondered why it took so long for the underwriters to process the loan. So while he was there, he timed himself and knew it could be done. He then reported his findings to his father at their next meeting.

A month later, he started calling some new businesses and asked them if he could help them with their new endeavors. He would explain the advantage of having enough capital to get their business going. Then he started taking in large commercial accounts. He spent three months in the loan department. As he grew accustomed to his work, he gave reports to his father once a week. George was very pleased with his progress. The bank was doing a brisk business since he came on board.

By late August, Spencer decided he would take a break and go to Long Island at the end of the month and enjoy the end of the summer. He had been with the loan department for three months and working very hard. He needed a break. He called his mother and told her he would be home at the end of the month. He was looking forward to being in the country after the oppressive summer heat in the city and go riding. Within minutes after he hung up the phone, he got a call from his father.

“Can you come to my office during your lunch break?” George said.

“Sure. I’ll be over.” He hung up the phone and wondered what his father wanted to talk about.

At about noon, he took the elevator to the executive office. As soon as he approached the desk of Mrs. Perkins, George’s secretary, she said, “Mr. Wentworth is expecting you. You may just knock and go in.”

He knocked softly at the door and walked in. George motioned him to sit down.

“Thanks. What’s up?” Spencer asked.

“Your mother just called and said you are going to Wentworth Hall at the end of the month. I’m glad to hear that you are taking a break,” George said.

“I want to take advantage of what little is left of the summer. I miss riding, and it will do me some good to get some exercise.”

“Of course. You’ve been working hard. Do you think you are ready for the next move?” George asked.

Spencer looked at his father, knowing his father could not wait to get him to the executive office, and said, “I believe I am. I enjoyed working for the loan department, and I believe I have absorbed a lot of knowledge there. Yes, I’m now ready to go to the Finance Department.”

“Excellent. I’ll take you to see William Storms, our Controller, next week, and you can work in the Accounting Department in September.”

“I would like to start at the Account Payable section if you don’t mind and see how all the expenses are treated. I think it is vital to know how we spent the company’s money.”

“That’s excellent. We are always interested in our income, but we also should manage our expenses prudently,” George said.

“I had that in mind.”

“Perfect,” George said.

Spencer was about to get up when George asked, “What are you doing for lunch?”

“As usual. I’ll eat at the cafeteria.”

“How about going out with me to lunch for a change?” George asked.

“That would be great. Let me tell Albert I’ll be a little late coming back,” Spencer said.

“No need to. I’ll let Mrs. Perkins do that for you,” George said and picked up the phone.

“Mrs. Perkins, can you call Albert Johnson and tell him I’m having a lunch meeting with Spencer and he will be gone for a couple of hours?”

“Sure. Anything else, sir?”

“That’s it. Thank you, Mrs. Perkins.”

“You’re welcome.”

“We’re going to the Knickerbocker, by the way,” George said and hung up.

The Wentworth Legacy is available for purchase at or Barnes & Noble.

The Wentworth Legacy – Chapter 2

The Wentworth Legacy

 A Long Island Novel

To read Chapter 1, click here.

Kirkus Review:

Morgan (The Iron Butterfly, 2015, etc.) offers a historical novel about a wealthy young man struggling to choose between marrying the woman he loves and maintaining his family’s legacy.

In 1927, 25-year-old Spencer Wentworth receives a telegram calling him home to New York City from his travels in London. When he returns to his family’s estate on the North Shore of Long Island, known as the “Gold Coast,” he’s devastated to learn that his grandfather has died. Worse, the old man has bequeathed all his personal holdings to Spencer. Daunted by his new obligations regarding the family banking business and the Wentworth Hall estate, he decides to work as a teller in order to learn his business from the ground up. Meanwhile, he grows emotionally attached to his sister’s friend, Lorna Beckett, a middle-class girl of striking beauty. At the bank, Spencer learns quickly, but his success is eclipsed by the impending economic depression; he worries that his growing debts will result in the loss of the family’s business and home. As a last-ditch effort to salvage the family portfolio, he forsakes Lorna and attaches himself to Sally Sinclair, an affluent longtime acquaintance, as he’s convinced that marrying her is the responsible choice. But will he amend his path to contentment before it’s too late? This plot-driven, emotionally complex tale effectively details Spencer’s determination to sacrifice his own happiness in favor of his family’s success. In accessible prose, the novel provides numerous historical tidbits about Long Island and Manhattan in the age that immediately preceded the Great Depression (“the arrival of modern technology…brought about the bicycle, Model T, radio, electricity, electric appliances, motion pictures and towering skyscrapers”). With harrowing intensity, Morgan also illustrates the pervasive anxiety just before a disastrous era hit. Overall, she delivers an engrossing love story while also depicting surprising burdens borne by New York’s wealthiest families during the late 1920s.

An engaging tale of a young man’s coming-of-age that will appeal to fans of complicated family sagas.

Chapter 2

Leaden gray clouds hovered across the sky. The wind was still howling, but the heavy rain that had fallen hard in the morning had slowed down to a drizzle. Spencer Wentworth had left his London home in Knightsbridge in heavy rain to go to Southampton to board his ship, which would take him back to the United States. The morning was cold and damp, and he could feel the chill dampness even underneath his heavy wool coat, but it did not dampen his spirit as he looked forward to coming home after three years abroad.

At the pier, passengers started arriving with their vast amount of luggage and trunks. Louis Vuitton luggage and trunks with the LV pattern and some with the checkerboard pattern with a wood brace were prominent among the wealthy passengers. Others brought large suitcases for gowns, tuxedos, dresses, and business suits. There were special boxes for footwear also. There was smaller luggage for whatever they needed while on board. The big ones were held on the ship’s baggage hold. Some passengers checked their luggage straight to the ship from their home location, confident that they would be on their ship when they boarded the ship.

Passengers would dress up to board a ship, even those on the third class, mostly in black or gray with few exceptions. The younger passengers opted for a brighter color. They brought books, magazines to read,  and diaries to write down their thought and experience. They carried cash, and some had a letter of introduction. The rich had their jewelry and other valuables stored at the purser’s vault for safekeeping. Everyone seemed to have a gold watch, with some men had a pocket watch.

Spencer found his way amidst the huge crowd at the pier, where men in topcoats, fedoras, and caps and women with large hats mounded with sewn-on flowers carried their umbrellas, bags, and other belongings outside the terminal. Toddlers and young children all bundled up in heavy coats held on tight to their mothers or nannies. At the far side of the building, the RMS Olympic’s hull loomed above the harbor in a black wall of steel with the funnels spewing braids of gray smoke into the mist above, getting ready to depart as thousands of well-wishers gathered along the pier.

There were three different classes of passenger cabins at RMS Olympic based on wealth and social class. The wealthiest passengers traveled in first class. They were mostly members of the upper class, wealthy businessmen, politicians, socialites, professional athletes, and others who could afford the first-class ticket.

Spencer was traveling alone in first-class. Some in first-class traveled with their staff – maids, nurses, governesses for their kids, valets, cooks, and chauffeurs. They were given the list of first-class passengers, a “who’s who” of the rich and famous. Mothers made sure their daughters meet rich bachelors while on board. Spencer was a target of some mothers for their daughters.

The first-class passengers had the most luxurious accommodations, some with a private promenade deck. They enjoyed several amenities, including large dining rooms, a lavish Grand Staircase, a smoking room for men, a Veranda Cafe decorated with palm trees, and several other places for meals and entertainment, a saltwater swimming pool, electric and Turkish bath, gymnasium, a squash court, and a barbershop.

The middle-class travelers, which included middle-class English and American families, clergy, authors, professors, some tourists, and the ship’s musicians, were the second-class passengers. The musicians were not considered members of the crew but worked with an agency under contract to White Star Line. Second-class passengers ate at the dining room for the second-lass passengers. They had their library, and the children could read children’s books at their own library and played shuffleboard at the second-class promenade.

Some traveled alone or in small family groups. Several groups of mothers were traveling alone with their young children. They would be joining their husband, who had left for America before them, to find jobs in the new country and saved for their families’ passage to America.

The third-class, or steerage passengers were mostly immigrants moving to the United States for a better life. Compared to other ships, they had reasonable accommodation. They had their dining room with chairs, not benches as in other ocean liners, and the third-class kitchen staff prepared their meals.

Although single men and women in third-class were separated, they have their own cabins; women in the stern and men in the bow section of the ship. There were two public bathtubs, one for men and the other for women. They could play cards or chess in the third-class common room. The third class even had their own smoking room, and children played in the common area.

The White Star Line’s trio of Olympic-class ocean liners was RMS Olympic, RMS Titanic, and HMHS Britannic. The RMS Olympic was the lead ship and the largest transatlantic ocean liner in the world for two periods during 1911-1913, interrupted only by slightly larger RMS Titanic. The White Star Line’s trio of Olympic-class ocean liners’ name ends with ‘ic’, paralleling Cunard line ending with ‘ia’. All of them had nine decks, of which seven were for passenger use. They also have four funnels, but one was a dummy funnel used as a huge ventilation shaft.

Two did not have long service lives and were lost early in their careers. RMS Titanic sank on the night of April 15, 1912, after hitting an iceberg in the North Atlantic, claiming more than fifteen hundred lives. HMHS Britannic sank on November 21, 1916, after hitting a mine laid by the German minelayer submarine U79 in a barrier off Kea Channel in the Mediterranean during World War I killing thirty people. Unlike her younger sister ships, the RMS Olympic, the lead vessel, enjoyed a long and illustrious career and had a career spanning twenty-four years. During World War I, RMS Olympic was used as a troopship earning her the nickname “Old Reliable”, and her captain was knighted in 1919 for valuable services in connection with the transport of troops.

Spencer boarded the RMS Olympic to take him home to New York. Once aboard the ship, Spencer was led by a steward through one of the three elevators behind the lavish Grand Staircase onto his luxurious cabin, a stateroom equipped with a private bathroom on B Deck starboard side. The steward told him he could have his meals in the ship’s large and luxurious dining room, in the more intimate A La Carte Restaurant, or at the Café Parisian, giving the first-class passengers more options for their dining pleasure. Spencer deposited his small suitcases and made sure his trunks and shoe case had arrived. He thanked the steward, gave him a tip before he left. He tested the locks on his suitcases and trunks and then went back out to join the crowd on the A deck promenade, which was wide open along the ship’s whole length.

Behind the Grand Staircase were three elevators that went up to A deck and down to E deck. Since he was only going one flight, he opted to use the Grand Staircase with two rows of stairs bisected by a middle railing. At the foot of the Grand Staircase stood a putti statue on a plinth holding a torch lamp. Above a fancy grillwork starting from the newel of carved acanthus leaves, there was a set of sweeping railings. An elaborate niche for a wall clock stood prominently below the domed ceiling at the center of the top landing, surrounded by paneled walls.

He saw family and friends of passengers were allowed easy access to come aboard without question to see passengers off. He looked out to sea, and it was rough and metal gray. He wished it was better weather to cross the Atlantic, but it couldn’t be helped. Weather was always unpredictable, and so was life. You could not know what would happen next. It happened to him just as suddenly as the weather changed. He had not envisaged coming back to New York this year, although he missed home once in a while and wanted to go back. He still could not believe that within a matter of days, he would be in New York.

As the whistle blew and the stewards ordered the visitors to disembark, Spencer began to relax, knowing he would be home in six days. He was drained, mentally and physically. The last few days were hectic trying to get everything in order before his unexpected departure. The break-off of his lease to his home at Knightsbridge was left to the care of his London solicitor. Regarding the shipment of his belongings to New York, he gave instructions to Mr. Granger on what to ship and the rest to be given away. His bank account had to be closed. All of these things had to be taken care of. He sought the help of some trusted friends to help him out with the details of his leave-taking. He found a job for Mr. Granger and his wife and gave them a hefty bonus for which they were grateful, and they wished him good luck and safe crossing.

Leaving England was a hard thing for him to do. He was getting used to a life of leisure. He loved the English countryside, and he was fascinated with the English ladies of the aristocracy. With his impressive credentials, a man with deep pockets, and good looks, he was constantly invited to parties. Mothers of the young English ladies vied for his attention to get him to their parties and be introduced to their daughters. As his association with the British high society broadened, he found English women were more reserved than their American counterparts, but no one seemed to capture his heart. He did not think he had found the right woman to share his life with. He was having such a grand time and did not want to be tied down with anyone. Still, the invitations kept on coming. At the start of the London Season, he was invited incessantly to fancy balls.

Spencer was glad to be able to book a passage to New York on the RMS Olympic. So, in a cloudy spring afternoon in early April 1927, Spencer stood with his face toward the wind, gripping the RMS Olympic railas it set sail from the White Star piers of Southampton. With the wind blowing vigorously, he looked sad and nostalgic about leaving. He realized it would be a while before he would set foot on English soil again, if ever.

As the RMS Olympic left port, life at sea began to set in, and passengers had to adapt themselves to the assigned tablemates or dined alone. Like Spencer, unaccompanied travelers faced the prospect of being seated with someone he had nothing in common. If he was lucky, he could meet a pleasant fellow or a beautiful maiden, and romance got kindled, or he could get dumped. If he was unlucky, he could be seated with a boor and be miserable the entire voyage. But the food was always excellent and plentiful, even in third-class. In first-class where Spencer was, it was lavish. They had soups, hors d’oeuvres, and delicious entrees and desserts at all meals. There was plenty of liquor – several cases of Canadian Club Whiskey, Black and White Whiskey, Plymouth Gin, French red wine, Chablis, and barrels of stout and ale. Passengers drank and smoked a lot which was a significant source of profit for the White Star Line. There were thousands of cigarettes and cigars from Havana, Manila, and the United States. For those passengers who brought pipes, there were several hundred pounds of loose tobacco in 4-ounce tins. Some passengers also got their own. During the voyage, the scent of combusted tobacco was ever-present, especially after dinner.

Spencer did not mind sitting with strangers at his assigned table. He saw it as a way of meeting new friends. It was on his second night at sea when he was having dinner with a new group of passengers when all of a sudden, someone said, ‘Either I am getting a little drunk, or it is getting rough.’ They found themselves swaying and leaning sideways in their chairs. They heard a crash and the sound of falling cutlery. At their table, the wine glass toppled and rolled over as they steadied their plate and forks. They looked at each other with expressions of profound horror.

Silence followed the crash, then a high, nervous babble of laughter. Stewards laid napkins on the pools of spilled wine. They tried to resume the conversation, but all were waiting as the next significant blow, and it came heavier than the last. The ship rocked from side to side. Some women at their table started rising and saying good-night. The dining room was emptying fast.

Then, there was another climb, then another drop. The stewards were at work straightening things up, shutting things down, and putting away insecure items. Spencer left with two couples and aimed for the lounge. On their way to the lounge, they had to cling to a pillar. It was almost deserted when they got there. The band played but no one danced. A few passengers read books, a few playing bridge, some men drinking brandy and smoking cigars, but most of the guests had disappeared to their cabin. Then the two couples decided it was time to call it a day, and Spencer was left alone. He decided to walk around the ship on one of the covered decks where the wind howled, and the spray leaped up from the darkness and smashed white and brown liquid against the glass screen. He then decided it was time to go to his stateroom and go to bed.

He went to his stateroom with the ship swaying back and forth. She was rolling now as well as pitching, and his head rang with every creak and thud. All he could think of was the RMS Titanic, and he hoped and prayed to make it to New York. He did not get much sleep that night.

The next day, the wind had dropped a little, but it was still blowing hard, and there was a very heavy swell. Spencer decided to go to breakfast. He went around the promenade, but it was hard going. When the ship rolled heavily, he held on to the rail. He could see the grey sky and the black water outside. The howl of the wind was now subdued. There were few people about that day. Only the brave souls were about, but they did nothing except sit rather glumly in their armchairs, drank occasionally, and exchanged congratulations on not being seasick. A web of lifelines stretched across the lounge, and they seemed like boxers, roped into the ring.

The wind stopped howling, and the sun was up on the fourth day. Passengers started coming out on the deck and began socializing again. Spencer wanted to be alone for most of the day till dinnertime.

He would sit on the deck with a steamer rug over his shoulders, reading or just staring at the sea and wondering what lay ahead in his future. He would give some extra cash to the steward to obtain him a good seat. The quality of mid-ocean wind and sun was curiously invigorating. Sometimes, he would take a break from reading and enjoyed watching some of the games played on deck during the daytime. He found it quite entertaining and relieved some of the boredom he found unbearable.

In the evening, there were concerts and talent shows in the first-class lounge. The room was large and warm and carpeted in maroon and beige with two grey marble fireplaces with serpentine mantelpiece in the front and rear walls and a curb of a pierced scroll-and-shell pattern. The lounge was the finest room built in a ship and as opulent as a stateroom in a palace. The room was decorated in the Louis XV style based on interiors at the Palace of Versailles. The walls were paneled with finest English oak carved with delicate boiserie decorated with scrolled floral-and-shell ornamentation. At the entrance to the First-Class restaurant, there was a revolving door, a feature that only appeared on RMS Olympic, which needed a way of keeping sea breezes out of the room.

As the days passed, he began to enjoy his voyage more and more and made new friends, such as one does on an ocean crossing. Unhappily, the voyage was nearing its end. Before the crossing was over, Spencer Wentworth, like most young people in the first-class, discovered that the third-class lounge was far livelier than their public rooms’ stuffy uprightness. All the most attractive girls on the ship seemed to be in third-class, and they were having more fun at their party. However, just as the young men in the first-class were trying to go to the third-class, some bold young passengers from the third-class were trying to sneak into the first-class. All they needed was a dinner jacket and the audacity to break the barrier.

How ironic could that be? Spencer began to see the difference between the social strata of society. He was never exposed to this situation before. The things that he took for granted, he found out was very important to some young people. He also discovered that the less privileged class had more fun in life than the upper class.

Spencer found some young men of his age from the third-class to trade places, so they sneaked into the third-class. It was awkward at first, but as the music got louder and livelier, they forgot their inhibition and joined in the fun. The dance got wilder as the evening progressed. By the time they left the third-class and met their counterparts to retrieve their jackets, Spencer could not care less if he got his jacket back. He had the most wonderful time of his life, which he would never forget.

The Wentworth Legacy is available for purchase at or Barnes & Noble.

The Wentworth Legacy – Chapter 1

Kirkus Review:

Morgan (The Iron Butterfly, 2015, etc.) offers a historical novel about a wealthy young man struggling to choose between marrying the woman he loves and maintaining his family’s legacy.

In 1927, 25-year-old Spencer Wentworth receives a telegram calling him home to New York City from his travels in London. When he returns to his family’s estate on the North Shore of Long Island, known as the “Gold Coast,” he’s devastated to learn that his grandfather has died. Worse, the old man has bequeathed all his personal holdings to Spencer. Daunted by his new obligations regarding the family banking business and the Wentworth Hall estate, he decides to work as a teller in order to learn his business from the ground up. Meanwhile, he grows emotionally attached to his sister’s friend, Lorna Beckett, a middle-class girl of striking beauty. At the bank, Spencer learns quickly, but his success is eclipsed by the impending economic depression; he worries that his growing debts will result in the loss of the family’s business and home. As a last-ditch effort to salvage the family portfolio, he forsakes Lorna and attaches himself to Sally Sinclair, an affluent longtime acquaintance, as he’s convinced that marrying her is the responsible choice. But will he amend his path to contentment before it’s too late? This plot-driven, emotionally complex tale effectively details Spencer’s determination to sacrifice his own happiness in favor of his family’s success. In accessible prose, the novel provides numerous historical tidbits about Long Island and Manhattan in the age that immediately preceded the Great Depression (“the arrival of modern technology…brought about the bicycle, Model T, radio, electricity, electric appliances, motion pictures and towering skyscrapers”). With harrowing intensity, Morgan also illustrates the pervasive anxiety just before a disastrous era hit. Overall, she delivers an engrossing love story while also depicting surprising burdens borne by New York’s wealthiest families during the late 1920s.

An engaging tale of a young man’s coming-of-age that will appeal to fans of complicated family sagas.

Chapter 1

He walked quietly into the entrance hall, where only one light was turned on. The whole house was dark except for the table lamp, dimly lit, casting a shadow across the hallway. As he walked in, a light yellow piece of paper caught his attention right away. It was staring him right in the face as he opened the door. It was placed neatly on the silver tray on the entrance hall table in his home in Knightsbridge, an exclusive residential and retail district in Central London within walking distance from Hyde Park and Harrods. It was odd that there was something on the silver tray.

Mr. Granger, his butler, a man of medium height about 5’10” with a round face and bespectacled and an air of authority, delivered his mail to him on the silver tray when they came in the day but usually nothing at night. He remembered telling Mr. Granger not to wait for him when he left his house earlier that evening to go to the 1927 Spring Ball at Grosvenor Square. He knew he would be very late. It was now almost two o’clock in the morning. Mr. Granger must have left the yellow piece of paper on the silver tray, knowing he could not miss it when he came home.

Spencer Wentworth had too much to drink at the party and was too intoxicated to comprehend what he saw. He picked up the yellow piece of paper gingerly, opened it, and tried to focus his eye with difficulty. It was a telegram. He started to read.

The telegram said, “COME HOME STOP URGENT STOP.” Just five words, so powerful in their brevity. He stared at them and frowned, his mind slowly absorbing what he read. It was not what he expected to see coming home late at night. He read it one more time. “COME HOME STOP URGENT STOP,” it said. There was no explanation and no denying it was urgent. It said so. He looked at the signature. He thought it might be from home, from his father, George Wentworth Jr., but it was not. Their family lawyer, Alistair Prescott, signed the telegram. “Why would Prescott send me a telegram? What could be so urgent?” He wondered what it all meant.

He put the telegram in his pocket and turned on the sconce light on the stairway. Then he switched off the table lamp light and went straight upstairs to his bedroom. He could not do much tonight and decided to deal with the telegram in the morning when he would be sober.

Upon entering his bedroom, he took off his clothes and draped them on a chair by his secretary desk. He took off his cufflinks and his pocket watch and placed them on his bureau. He sat by the edge of his bed, took off his shoes, and donned his pajamas, which Mr. Granger had laid on his bed earlier and got ready for bed. He felt tired and exhausted and just wanted to go to sleep.

He turned off all the lights and slipped under the bed covers. As soon as he hit the pillow, he forgot about the telegram and went right to sleep.

A few hours later, he woke up with a start and rubbed his eyes. It was still dark. He wondered what time it was. He closed his eyes again but could not go back to sleep. He opened his eyes, and he stared at the ceiling. He suddenly remembered the telegram.

He got up, turned on the light on his night table, and walked to the chair where his clothes were. He remembered he put the telegram in his pocket but could not remember what was in the telegram. He turned on the light on his desk, retrieved the telegram from his pocket, and read it. “COME HOME STOP URGENT STOP,” it said. He placed the telegram on his desk.

He walked toward the window and opened it. The night air was cool, and he could feel the breeze on his face. The crescent moon was casting a shadow on the landscape. He stared at the pattern of the opposite rooftops and walls of the nearby buildings, barely able to recognize their familiar outlines. Aside from a couple of night stragglers on the street walking by, the street was quiet and empty.

He thought of home, but unpleasant thoughts came circling in his mind. He thought of reasons why the family lawyer wanted him home. He wondered if it had anything to do with his grandfather’s death, George Wentworth Sr. It had to be. He was sorry he missed the funeral. That was the last time when he received another telegram, a few months ago. It was from his father informing him of his grandfather’s death. His father said there was no need for him to come home, so he stayed in London. Now the lawyer wanted him home, and it was urgent. “Why?” he wondered.

Spencer Wentworth, a tall, lean, and handsome young man, in his mid-twenties with blond hair and deep blue eyes and a penchant for expensive clothes, was a scion of one of the fabulously wealthy families in New York. He loved to party and had never done any work in his entire life. He grew up in a privileged environment with all that money could buy. His father, George Wentworth Jr., was the only child of George Wentworth Sr., the founder of Wentworth Bank. His mother, Margaret Ashforth Wentworth, a beautiful debutante from Tuxedo Park when George Wentworth Jr. met her at her Debutante Ball and married her within the year of their acquaintance, also came from a prominent old money family in New York.

Spencer and his family lived in Meadow Brook on the North Shore of Long Island in a huge estate called Wentworth Hall. It was on a high elevation surrounded by over 500 acres of land where one could even see the Atlantic Ocean on the south shore on a clear day. Spencer’s grandfather, George Wentworth Sr., built the Wentworth Hall. They also had another large house in New York City on Fifth Avenue near Central Park and a winter residence in Palm Beach, Florida. The Wentworth family belonged to several private clubs, most notably the Piping Rock Club, the Meadow Brook Country Club, Knickerbocker Club, and Colony Club.

Spencer Wentworth, aged twenty-five, and his sister Emma, four years younger than he, always lived in luxury. They grew up with a nanny, a tutor, and a governess always watching their every move. A butler managed the house, assisted by a housekeeper and a cook. Under their management, there was a large staff of servants in all their homes: footmen to help the butler, upstairs and downstairs maids who took care of the maintenance of the house, stable men to take care of the horses and the stable, gardeners to take care of the grounds and chauffeurs to manage the garage and the dozen cars that replaced the horse-drawn carriages and have them ready at will for the family. Work at the house started in the morning’s early hours before the family members left their beds. In the hierarchy of a large household, the scullery maids, parlor maids, and chambermaids scuttled about, removing the remains of the previous day’s fires in all the grates, polishing, dusting, so that when the family arose, everything was ready for them and the work continued till the family retired to bed.

Spencer and his sister, Emma, were tutored at home before he went to boarding school at aged eight, and Emma went to Miss Potters School for the Girls. From boarding school, Spencer went on to prep school in New Hampshire and on to an Ivy League school like all men of his social standing would do. Spencer went to Harvard as expected of him, a Wentworth, like all men in his family, did.

Before the 1920s, few people other than the wealthy children attended college and were almost universally men. In the 1920s, effectively freed from tradition by World War I, young people began swarming colleges – to learn, but also, for the first time for many, simply to have fun. By the end of the decade, 20 percent of American college-age youth were on campuses. Few women did. Emma went to Vassar College later on. A famous limerick of the time went: She doesn’t drink. She doesn’t pet. She hasn’t been to college yet.

Three years ago, after his college graduation from Harvard, Spencer left the United States and sailed for Europe on a grand tour in June 1924. Although he went away to boarding school since he was eight years old, his sojourn abroad was the longest he had been away from home. At boarding school, he could always go home on holidays. Going away to Europe was another matter. It was too long to make the crossing, and so he stayed in Europe. He spent his days enjoying the life of a bachelor with plenty of money to pay for whatever his heart desired. With his good looks and a never-ending supply of money in his bank account, he was able to mingle easily with the moneyed class and the aristocracy.

Spencer wished he was home when his grandfather died. He was very close to his grandfather, who was instrumental in why he was in Europe enjoying the good life. It was his grandfather who insisted he take the grand tour of Europe after his college graduation. He believed that a young man of his stature should and was expected of him. It would be an excellent education for him to see the world. Harvard education was not enough, according to his grandfather. His grandfather told his parents that he would finance his sojourn in Europe and money would be deposited in his bank account every first of the month, and so he sailed for England on the RMS Olympic, the largest ship in the world at that time.

Being the most luxurious transatlantic ship and the first in a new class of superliners at that time, RMS Olympic made her maiden voyage on June 14, 1911, and arrived in New York seven days later, on June 21, 1911. The press gave her extensive coverage, and she attracted much attention from the public. After she arrived in New York, RMS Olympic was opened up to the public and received thousands of visitors, and more spectators came to watch her depart from the New York harbor for her first return trip.

RMS Olympic attracted the rich and famous of the day during its run, including Charlie Chaplin and Prince Edward, then Prince of Wales among the celebrities that she carried. One of the RMS Olympic’s attractions was that she was nearly identical to the RMS Titanic, which sank after hitting an iceberg on her maiden voyage. Many passengers wanted to experience the voyage of the ill-fated sister ship of RMS Olympic. Spencer was one of them and enjoyed his voyage to England three years ago.

For his first year abroad, he visited most countries in Europe except Germany. He went to England, France, Belgium, Spain, Portugal, Monaco, Italy, Switzerland, and Austria, enjoying various cities along the Mediterranean coast, hopping from club to club, going to art museums, attending concerts and operas, and having a great time. He played the field, and women flocked to him like bees to honey where ever he went, but he refused to get hooked with somebody for too long. He met plenty of expatriates from the States doing mostly the same thing as he did. He enjoyed the nightlife in Paris and Monaco tremendously. He found life at the Riviera to his liking with the more intellectual attractions a city had to offer.

In the first half of the 20th century, the Riviera was visited frequently by writers and artists, including Edith Wharton, F. Scott Fitzgerald, and Pablo Picasso. While Europe was still recovering from WWI and the American dollar was strong, wealthy Americans started arriving. Edith Wharton wrote The Age of Innocence at a villa near Hyeres, winning the Pulitzer Prize, the first woman to do so. F. Scott Fitzgerald first visited with his wife, Zelda, in 1924 and eventually stayed at Saint-Raphael, where he wrote much of The Great Gatsby and began writing Tender is the Night.

Spencer loved Italy with all the arts, the museums, and the opera, which he enjoyed tremendously. He went beyond Europe to Istanbul. He enjoyed and admired the exotic atmosphere of the place. He spent a couple of weeks in India and visited the Taj Mahal. After his trip to India, he went back to Europe and stayed a month in the south of France, then on to England again, where he wandered in the countryside and fell in love with it.

While touring the Continent for a year, he discovered he liked England the best. The English countryside reminded him of home with its sloping vistas and grand houses with fabulous gardens. The City of London was a vibrant place, and he enjoyed the social scene there and loved hobnobbing with the elites of London society. He was in a constant whirlwind of social events, which made him stay. He decided to settle in England and rented a house in London where the social scene was more to his taste and within a driving distance to the countryside where he was welcome as a house guest in some of England’s great houses.

Now that his grandfather was gone, will the money still be deposited in his bank account? He was certain his father would make sure the money would be there. What if he was wrong? What would happen to him abroad? He could not continue his leisure life, hopping from club to club without the money from his grandfather. It was his means to luxurious living. The thought of not having enough money made him so depressed. Maybe that was the reason. Maybe the money would stop. He never thought of that before. He suddenly felt vulnerable and homesick. Maybe it was time for him to go home. He had been away for too long. Three years seemed like a lifetime. He had lived in England for two years of his three-year stay abroad. He contemplated living in England for the rest of his life, but of course, life was unpredictable and constantly changing.

It was unexpected that he was summoned to return home as soon as possible, leaving him no choice. At first, he did not think he wanted to go, but after some thought, he decided it was best to go home and find out what the telegram was all about. He suddenly realized that he was getting old and it was time to settle down. There were more things in life than the pursuit of empty pleasure. He had sown his wild oats. Enough of that already.

Time to get serious. Yes, he wanted to go home more than he realized. Once he made up his mind, he went back to bed and finally fell asleep.

The next morning Spencer woke up with the sun shining brightly. He got up and walked to the window. People were up and about, and he saw some people already strolling towards Hyde Park. He could smell the spring air. Spring blossoms were appearing everywhere.

He turned around and aimed for the bathroom. He saw Mr. Granger had already drawn the water for his bath. He undressed and dropped his nightclothes on the tiled floor. He dipped his toes in the warm water and sank into the tub.

After his bath, he put on his morning clothes, which Mr. Granger had laid out in his dressing room, and then he headed hurriedly downstairs.

“Good morning, Granger,” he greeted his butler, a man in his fifties, always appropriately attired in his butler’s uniform and took pride in his job as Spencer’s butler and valet at the same time. He loved his position, and he was devoted to Spencer, who he found to be a very pleasant employer who treated him very well.

“Good morning, sir. Did you see the telegram I left on the silver tray at the hall last night?” Mr. Granger asked.

“Yes, I did. Thank you,” Spencer said as he walked past Mr. Granger, who held the door to the dining room open.

The dining room was a gracious room painted a very pale yellow and was bright with light coming from the morning sun through the open window facing east. On one wall stood a Georgian sideboard with a pair of silver candelabra on both sides of a porcelain Famille rose punch bowl. Flanking the sideboard was a pair of armchairs in the Jacobean style. At the other end of the dining room was a marble fireplace with a roaring fire giving warmth to the room. Above the Hepplewhite dining table with ten chairs in Queen Ann’s style hung a crystal chandelier with a golden wire chain. A couple of hunting scene pictures graced the wall above the sideboard and the fireplace. The table was set for one person.

Mr. Granger had Spencer’s breakfast of buttered toast, marmalade, eggs, bacon, ham, and kippers ready on the table. Spencer sat on the chair, flipped his napkin, placed it on his lap, and started to eat.

He turned to Mr. Granger and said, “I have to send a telegram today and also see if I can book a passage to New York right away.”

Mr. Granger’s eyebrows shot up. After the initial shock, he asked, “You’re leaving, sir?”

“I’m afraid so. I have to,” Spencer said and continued eating.

“Does it have anything to do with the telegram?” Mr. Granger asked, suspecting it had something to do with it.

“Yes. Our family lawyer wants me home. It says ‘Urgent ’.”

“Urgent? Did it say why?” Mr. Granger was curious to know.

“No. No explanation. Anyway, I have decided it’s time to go back. I hope I can get a passage on the RMS Olympic. I love that ship. It’s the same ship I sailed coming over three years ago.” Spencer picked the last piece of bacon from his plate and chewed it.

“I heard it is like the Titanic,” Mr. Granger said solemnly.

“It is, but better and safer. The company put in so many improvements after the Titanic sank to improve safety. The number of lifeboats was increased from twenty to sixty-four, and extra davits were installed along the boat deck to accommodate them,” Spencer said.

“It’s terrible there were not enough lifeboats on the Titanic.”

Spencer nodded. “I agree. They learned a big lesson from the disaster. An inner watertight skin was also constructed in the boiler and engine rooms to create a double hull. Five of the watertight bulkheads were extended up to B-deck, extending to the entire height of the hull. I understand improvements were also made to the ship’s pumping apparatus.”

“That’s nice to know. It makes one feel at ease and worry free.”

“Exactly. The ship also has plenty of amenities that I enjoyed. The first-class section has a Georgian-style smoking room, a Veranda Café decorated with palm trees, a swimming pool, a Turkish bath, a gymnasium, and several other places for meals and entertainment. It has the most luxurious accommodation among the ocean liners. It’s a home away from home. Maybe even better.”

“That’s wonderful,” Mr. Granger said.

“I understand even the second-class facilities include a smoking room, a library, a spacious dining room, and an elevator. The third-class passengers even have reasonable accommodation compared to other ships. Instead of large dormitories offered by most ships, the third-class passengers of the Olympic travel in cabins containing two to ten bunks. Facilities for the third class also included a smoking room, a common area, and a dining room.”

“That sounds terrific.”

“Yes, it is,” Spencer said as he picked up his cup and drank his coffee.

Seeing Spencer almost finished with his breakfast, Mr. Granger asked hesitantly, “What are you going to do with the house?” He was afraid he would lose his job. He liked his employer, a fine young man, kind and generous.

“I have not made up my mind just yet. I would most likely break off the lease. I don’t know if I am coming back. Not for a long time anyway,” Spencer said and took another sip of his coffee.

Mr. Granger looked down, not knowing what to say. He felt depressed. He knew at this time in his life, it would be difficult for him to find a job, much less a good employer like Spencer Wentworth. It did not escape Spencer’s attention. Spencer realized his butler was worried about losing his job.

Mr. Granger and his wife, the cook, had been in service at his house for two years since he leased his home and were conscientious employees, and Spencer liked them. They were highly recommended by a friend who worked at the U.S. Embassy who knew Spencer’s father back in the States. Mr. Granger and his wife used to work for a young American couple who was recalled back to the States. At their first interview, Spencer took a liking to Mr. Granger, who seemed very pleasant but knew his place in the house hierarchy. Spencer hired him immediately, and the Grangers took good care of him, and he appreciated their loyalty and service.

“Granger, if you are worried about your position, I will try to find you and your wife a job with my circle of friends when I leave for the States. You should not worry about that. I will give you an excellent reference,” Spencer said.

“Thank you, sir. That is very kind of you. I do appreciate it very much.”

“You’re welcome.”

Mr. Granger beamed broadly. He noticed Spencer had finished his breakfast. He came closer to the table, cleared Spencer’s plate, and gave him the morning paper. He stepped back and left the room.

Spencer picked up the morning paper, glanced at the headline, and stood up. He headed to his study and drafted a letter to his solicitor in London, then left it on the silver tray on the hallway for Mr. Granger to have it delivered before he went out to answer Prescott’s telegram and book his passage to New York.

The Wentworth Legacy is available for purchase at or Barnes & Noble.

Limited Time Deal for “The Wentworth Legacy” – One Week Only

Starting Wednesday, July 11, 2018 at 8:00 a.m. PDT and ends on Wednesday, July 18, 2018 at 12:00 a.m. PDT when it goes back to its regular price of $6.99. you can order the kindle copy of The Wentworth Legacy for $1.99 at Click here to buy now.

The Wentworth Legacy


In 1927 while on a Grand Tour, Spencer A. Wentworth, a young scion of a wealthy old banking family of Long Island, New York Gold Coast, receives an urgent telegram to come home immediately. No explanation.

 Upon arriving home, he was handed a huge responsibility that he was not prepared for.

As the stock market begins to collapse, he is plagued with worries that the family will lose everything including Wentworth Hall, his ancestral home. Honoring his promise to preserve it, he is determined to save Wentworth Hall at any cost including the loss of the woman he loves.

It is a tale of responsibility, love, betrayal and suspense during the Gilded Age with a backdrop of a way of life long gone.


Take advantage of the Limited Time Offer. Get your copy today!


Until next time. Stop and smell the roses.


Rosalinda Morgan